LOAN RATES

Rates * Effective January 1, 2012  *All rates are based on credit score with the exception of Share Secured Loans.

** All rates are Annual Percentage Rates

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• Auto, Motorcycles, RV’s, ATV’s, Campers, Boats
  
  • NEW – up to 90% of retail value – as LOW as 3% APR
  • NEW – over 90% of retail value – as LOW as 5% APR
  • USED – 1 year old – retail value – as LOW as 3% APR
  • USED – 1 year old – over retail value – as LOW as 5% APR
  • USED – 2 years and older – retail value – as LOW as 4.5% APR
  • Used – 2 years and older – over retail value – as LOW as 5.5% APR
• Share Secured - 3% APR
• Signature/Unsecured – as LOW as 5% APR

SAVINGS RATES:

Effective January 1, 2012 - Fees may reduce earnings on accounts.

Share Savings 0.30% APR
Club Savings 0.30% APR

CERTIFICATES OF DEPOSIT RATES:

Effective February 6, 2012

1 year Certificate  0.25% APR with a yield of 0.25% APR